The Rate Centre

⚠ Full business-category re-verify 2026-08-18 against ebay.co.uk 'Fees for business sellers' (id=4809, page last updated 4 Aug 2026): per-order 30p/40p (£10 threshold), regulatory 0.35% on the total sale, every category row checked line-by-line. One change since the 12 Feb 2026 card: Business, Office & Industrial 11.9% → 12.5% (new version 2026-08-04). International fee is regional: Eurozone & Northern Europe 1.05%, US & Canada 1.8%, all other countries 2.0% (Northern Europe = DK/FI/IS/NO/SE).

⚠ Not modelled from the 4 Aug 2026 card: sub-category carve-outs finer than this table (e.g. Home & Furniture Appliances/DIY Tools 6.9%/£400/3%, Furniture three-tier, Sound & Vision subcategories, Trainers' £100 item-price basis), Below Standard +6pp penalty, 'Item not as described' +4pp penalty, reduced 10p per-order fee for selected Collectables/Home listings, and the 2.5% seller currency conversion charge (payouts are assumed GBP).

⚠ Private-seller rates re-verified 2026-07-18 against ebay.co.uk 'Fees for private sellers' (id=4822) and 'Buyer Protection fee' (id=5594): free domestic (no FVF, no regulatory fee), 3% international on total sale, 300 free listings/mo then 35p, BPF buyer-paid 10p + 7% to £20 + 4% to £300 + 2% to £4,000 (capped above £4k) — all match this config.

⚠ Verified against ebay.com selling fees + store fees pages 2026-07-08: 13.6% standard ($7,500 cap), per-order $0.30/$0.40, intl 1.65%, sneakers 8%≥$150 (7% Basic Store+), Basic Store+ 12.7% up to $2,500 then 2.35%, Motors P&A store rate 11.5% up to $1,000.

⚠ Store variants for Books/Media and Guitars categories are not modelled (non-store rates apply regardless of store tier).

⚠ Regulatory operating fee ~0.35% applies in most states; modelled as always-on (§13.6).

⚠ Verified against ebay.de Verkäuferportal announcement (Gebührenänderungen Juli 2026) + live rate card 2026-07-08. July flat rates: Technik-Geräte 7%, Technik-Zubehör 12%, Garten & Heimwerker 13%, most other affected categories 14%, Musikinstrumente 11%; used/refurbished conditions in those categories flat 5%.

⚠ Tech thresholds pre-July differ with an eBay Shop subscription (devices €500, accessories €200 with shop vs €990 without) — the without-shop €990 threshold is modelled (no DE shop-tier input).

⚠ Below-standard sellers pay +1 percentage point after 4 consecutive months — not modelled.

⚠ The category table is a representative subset of the full eBay.de card; use the custom-rate option for anything else.

⚠ Re-verified 2026-08-18 against shopify.com/uk/pricing: standard 2.0/1.7/1.5% + 25p, international/Amex 3.1/2.7/2.5% + 25p, third-party 2/1/0.6% — all match this card.

⚠ Plus rate is negotiated ('most competitive rates' — no public number); 1.3% + £0.25 is a typical figure, not a published one.

⚠ International-card surcharges derived from the published Amex/international card rates minus the standard rates (3.1/2.7/2.5% + 25p vs 2.0/1.7/1.5% + 25p) on shopify.com/uk/pricing.

⚠ Currency conversion 2% re-verified 2026-08-18 against help.shopify.com (Markets > Fees: UK falls under 'all other Shopify Payments regions' = 2%; a separate Markets page groups some regions at 1.5% — the 2% figure is the one on the authoritative fees table). Scenario modelled: payment currency differs from your GBP payout currency, converted at capture. Advanced/Plus multi-currency payout accounts (which can avoid conversion) are not modelled.

⚠ Plus rate is negotiated ('competitive rates' — no public number); 2.25% + $0.30 is a typical figure.

⚠ Premium (Amex-style) card rates (3.5/3.3/3.1% + 30¢) are not modelled separately — the international surcharge here is the 1% cross-border fee only.

⚠ German Shopify Payments rates are geo-gated (shopify.com/de/preise injects them by visitor IP) — plan rates here are from reputable German secondary sources (we-site.de, webchaniker.de, 2026): Basic 2.1% / Grow 1.8% / Advanced 1.6% + €0.30 for EEA cards. Verify from a German IP or the store admin (Settings → Payments) before launch (§13.1).

⚠ Officially confirmed structure: EEA cards are treated the same as domestic cards; only non-EEA cards pay the international rate (help.shopify.com domestic-international-eu-credit-cards).

⚠ Non-EEA international card surcharge best-guess at 1.0% (mirrors the US cross-border fee; not published for DE).

⚠ feeVatRate 19 + reverseChargeWithVatId mirrors the eBay DE treatment: Shopify bills EU merchants from Ireland without VAT (help.shopify.com — 'fees don't include VAT … account for VAT at the local applicable tax rate'), so a seller with a USt-IdNr. reverse-charges to net zero, while a Kleinunternehmer owes the 19% under §13b UStG and can't reclaim it (grossed into the fee cost). Confirm against a real DE store invoice before un-gating (§13.1).